Statistical Modeling in Python

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Foundation Training on Banking

Frequent political uncertainty, governance challenges, financial inaccessibility, and inconsistent policy environments in South Asian countries undermine investor confidence and obstruct the development of capital markets. Thus, this study is motivated to investigate the long-term and short-term consequences of financial inclusion and political stability on capital market participation in South Asian countries. We used a panel ARDL model as the estimates demonstrated no cross-sectional dependence, considerable cointegration, and variables with mixed-level stationarity. The results highlighted financial inclusion, literacy, and savings as the most significant determinants influencing capital market participation in South Asian economies. Interestingly, while political stability did not show a direct long-term effect, its indirect influence through variables such as investor confidence and institutional trust warrants further exploration. The findings suggest that policymakers should prioritize expanding financial inclusion initiatives, improving financial and general literacy rates, and adopting policies that encourage a balanced-saving-investment behavior among citizens to strengthen capital markets.; June 2025

A decade of mismanagement, rising defaults, and political interference has pushed Bangladesh’s banking sector to the brink, undermining public trust, stalling economic growth, and demanding urgent structural reform; 2025-07-02

The government's recent decision to adjourn the proposed Dearness Allowance (DA) for its employees has provoked outrage in Bangladesh's public sector, generating severe worries among government employees. While fiscal limitations and economic considerations may have influenced the government's decision, it is crucial to consider the broader impacts of this action on the welfare of government employees and the larger socioeconomic landscape.; 2025-02-17

The recent Value Added Tax (VAT) hike in Bangladesh has sparked heated debate, reflecting worries from businesses, consumers, and authorities alike. The decision is a striking example of this imbalance, threatening economic inequality and restricting consumerism in a country where a large proportion of the population already struggles to make ends meet. Although VAT is an important revenue-generating tool that allows governments to support public goods and services, applying it without consideration for socio-economic reality can disproportionately impact those who can least afford it. While the government claims that the change is necessary to improve revenue collection, critics are concerned about its impact on inflation, purchasing power, and economic growth.; 2025-01-23

Dhaka, a huge metropolis of more than 20 million people, is no stranger to urban infrastructure issues. The city's roads are currently in disarray as the Dhaka Water Supply and Sewerage Authority (DWASA) conducts a major renovation of the sewerage system. While this reconstruction is necessary for the city's long-term viability, it has put many inhabitants' daily lives on hold.; 2025-01-16

Bangladesh Bank's adoption of the SMART lending rate marks a strategic shift from a lending rate cap. The move, which aims to balance inflation and provide flexibility to commercial banks, brings forth both opportunities and hurdles.; 2024-01-09